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We help you answer expensive questions, which solve tomorrow’s problems today

Always act, never react. There are lots of decisions you will need to make regarding money during your lifetime. The one decision worth making today, “is Money Tools the firm you would like to instruct and help you with these?”.



Together we will create an achievable and realistic financial plan. We will model where you currently are (your starting position), where you want to be in the future, and create a clear strategy on how you are going to get there.



The good life you are in pursuit of, and have planned for, will usually require money. Often this comes from your investments and portfolio. Our approach to investments is evidence based, backed up by the rigour of academia and are carefully created to meet your objectives.



As human beings, how we think, feel and make decisions involving money can be conflicting and not always rational. Our purpose is to stop you from doing anything financially destructive with your money by being your critical best friend.


Let us help you

Tell us about your experience

Our client services team can assist you in finding the ideal financial adviser for your circumstances.

Speak to them on 07958 601 908

As a MoneyTools client, you can be assured that you will always receive the highest quality advice and service



Money Tools is a Trusted independently owned Financial Planning and Wealth Management Company based in Liverpool, United Kingdom, offering bespoke advice.


We are dedicated to delivering total client care and a successful investment experience by making the complex simple.


The services we offer range from general financial planning and investment advice, to more Specialised advice.


Our Clients are private individuals who require financial advice and are seeking a one–to–one relationship with a trusted adviser.




Read some of our happy customers testimonials..

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Roland Hafenrichter

The service Paul provides is invaluable - in terms of knowledge, advice and very importantly, focussed efficiency, to achieve the best outcome possible.

Paul is always there when I need him. As life rolls on, his knowledge, advice and support has helped me meet current challenges and build for a more secure future - for me and my family.

Paul is a very rare breed of advisor - deep financial knowledge matched by a real understanding of my personal needs and aspirations. 20 years with him speaks volumes.

But more than that, Paul makes financial advice not just interesting, he makes it fun.

Malcolm Lucas Lucas Financial Management Ltd

Paul Clarke has been my Independent Financial Advisor for the past 10 years. Throughout this time, I have found Paul's advice to be thorough, practical, comprehensive and forward-thinking. He also "thinks outside the box" when innovative solutions are needed. Having identified my financial priorities, his focus is to find the best outcome. This is in stark contrast to some of my previous advisors, who were competent but fairly rigid in their approach.

We have had annual face-to-face meetings for three hours, exploring a broad range of topics. In between, he is available to provide advice and analysis as and when required. He advised a change in fund manager for my pension fund, to one which has outperformed the benchmark.

I would be very happy to recommend Paul and to talk to any prospective client and reassure them of the value which Paul can give them.

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    Money Tools.
    Apartment 3, 8 Livingston Avenue
    L17 4JA


    07958 601 908

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