Tax Planning

Arrange your financial affairs as efficiently as possible so you and your family pay the minimum amount of tax necessary.

At MoneyTools we help you protect your wealth from unnecessary tax bills by integrating tax-efficient solutions into your financial plans.

Taxation and charges are the money we as individuals give to Her Majesties Revenue and Customs. Some of these are income tax, Capital Gains Tax (CGT), Inheritance Tax (IHT) and Pension Lifetime Allowance and Annual Allowance.

As taxpayers we are obliged to pay the money that we owe in tax. There are also products and allowances we can use to reduce the final tax bill you owe.

Tax can be like an air bubble in your money flow. If you stop it in one area it pops up in another. Through careful and thoughtful tax planning we can work out the best way to get the most out of your money, and keep as much wealth inside your family whilst also paying a fair share of any taxes owed.

Nothing esoteric or overengineered, just utilising strategies, allowance s and products which work.

We strongly advocate the importance of a regular review of your financial plan, taking account of any changes in tax, legislation along with any changes to your personal circumstances and the economic environment.

Maximising your allowances

Are you aware of all your tax allowances and exemptions?

Are you making the most of these allowances?

Each new tax year is an opportunity to explore how best to arrange your financial affairs to take advantage of the wide range of allowances and exemptions available to you.


Please note that the Financial Conduct Authority (FCA) does not regulate tax or trust advice.

It’s all about you

Before you talk to us…

… take time to think about your future and whats important to you and your family, think about what you might need in terms of future income, larger amounts you may require and most importantly what you may want to do to make you and those close to you happy.

We all need a passion and to feel we have a purpose, have you thought what yours is? Its generally whats important to us and what makes us feel happy and fulfilled. We see our role as your financial planners and advisors to help you achieve it.

In the meantime, please have a look round our site and have a good read of anything you like the sound of.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Ready to get in touch?

Get in touch with our Independent Financial Advisers today

Here’s how it works…
  • Initial Consultation at no expense to you. We will offer as much advice as we can.
  • You’ll receive a quote normally provided at the meeting for your consideration.
  • We can either come to you to help us get a better understanding of your situation at first hand or if you prefer to visit us to see our set up, that’s fine. You choose.
  • The meeting is completely without obligation.


If you already have an Financial adviser or Planner, the changeover is very simple and we take care of it all for you.




Complete the below form and one of our Independent Financial Advisers will contact you.

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