Money and Retirement
We can help you prepare and support you through the retirement process.
Some individuals need to travel the globe or take up a hobby after they retire. Others see it as an ideal chance to volunteer or start their own business.
So, you have worked and saved for most of your life in pursuit of the good life and the retirement you have dreamt about.
Now you are close or even there. What decisions do you need to make? What actions do you need to take to ensure your money lasts your lifetime? What are your choices and where do you go to for the right advice?
Without good tax advice money from your pension could be lost a lot faster than it took to accumulate.
How do you deal with the wave of emotions? For retirement or partial retirement usually means the loss of a career and a different phase of life. How will this impact how you live and how you go about daily life? How with this effect how much money you need and where it is going to come from and when?
There are lots of decisions you will need to make and actions you will need to take.
We can help you answer questions like:
- How much money do you need in retirement
- How to save for retirement
- Retiring gradually and taking an income
Save for retirement
Whether you’re in your 20s or your 50s, there’s a lot you can do to make sure you have a retirement plan that’s suitable for you.
You have more choice and flexibility in how you set up your retirement income than ever, so there is much more you need to know.
Early Pension Release Check
If you are Aged 55+ with a UK Pension you are not currently receiving? You can release up to 100% as a cash lump sum – up to 25% Tax Free*. Find out more by contacting our Independent Financial Advisers, All advice is objective, well researched and specific to your needs and priorities.
**This service only applies to pensions in the UK. Taking benefits early will almost certainly reduce your pension income in retirement and is only suitable for a limited number of people and circumstances. This should not be seen as an easy option for raising cash. * up to 25% of your encashed fund is tax free, the rest is taxed at your marginal rate when you take it, which could change in the future. **Death Benefits are paid free of tax if you die before age 75; death after 75 is taxed at the beneficiary’s marginal rate
It’s all about you
Before you talk to us…
… take time to think about your future and whats important to you and your family, think about what you might need in terms of future income, larger amounts you may require and most importantly what you may want to do to make you and those close to you happy.
We all need a passion and to feel we have a purpose, have you thought what yours is? Its generally whats important to us and what makes us feel happy and fulfilled. We see our role as your financial planners and advisors to help you achieve it.
In the meantime, please have a look round our site and have a good read of anything you like the sound of.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Ready to get in touch?
Get in touch with our Independent Financial Advisers today
Here’s how it works…
- Initial Consultation at no expense to you. We will offer as much advice as we can.
- You’ll receive a quote normally provided at the meeting for your consideration.
- We can either come to you to help us get a better understanding of your situation at first hand or if you prefer to visit us to see our set up, that’s fine. You choose.
- The meeting is completely without obligation.
If you already have an Financial adviser or Planner, the changeover is very simple and we take care of it all for you.