Money and Divorce

How to work out splitting up money, property and possessions when you divorce or dissolve a civil partnership.

At Money Tools we can work with you to navigate your way through these decisions and support you through the process to help you do what works and in your own best financial interests.

Typically, the average divorce takes over a year from start to finish. There are lots of financial considerations and many moving parts. Technical advice is required, but so too is the help in making important financial decisions involving money at a time when emotions might prevent us from thinking clearly or logically.

Being prepared well in advance of when the financial settlement is made, so that when the money finally arrives you know where it is being deployed and you avoid making the simple mistakes many people can make when a sudden injection of cash arrives.

How can we help?

Providing MoneyTools with your full information about all the assets you hold jointly and separately, as well as projected budgets for both of you and costs involving any children or other dependants, we can help you to achieve a financial agreement that takes everything into account.

Where you are seeking to collaborate to get the best outcome for everyone, we can act as a neutral party, giving guidance but not advice.

We can also advise both parties on the cost of buying a new home, getting suitable life cover and how to share pension benefits and other assets in the most tax-efficient manner possible.

Once a settlement has been agreed, we can also help with implementing it. This might include the complex matter of splitting pensions without either person breaching annual or lifetime pension allowances.

It’s all about you

Before you talk to us…

… take time to think about your future and whats important to you and your family, think about what you might need in terms of future income, larger amounts you may require and most importantly what you may want to do to make you and those close to you happy.

We all need a passion and to feel we have a purpose, have you thought what yours is? Its generally whats important to us and what makes us feel happy and fulfilled. We see our role as your financial planners and advisors to help you achieve it.

In the meantime, please have a look round our site and have a good read of anything you like the sound of.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Ready to get in touch?

Get in touch with our Independent Financial Advisers today

Here’s how it works…
  • Initial Consultation at no expense to you. We will offer as much advice as we can.
  • You’ll receive a quote normally provided at the meeting for your consideration.
  • We can either come to you to help us get a better understanding of your situation at first hand or if you prefer to visit us to see our set up, that’s fine. You choose.
  • The meeting is completely without obligation.


If you already have an Financial adviser or Planner, the changeover is very simple and we take care of it all for you.




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