Cash Management

Ensure that your cash is working hard for you across your whole business.

At Money Tools we can help you navigate your way through the cash deposit maze. Let you know how best to maximise your cash management.

Cash is the financial lifeblood which makes everything else possible.

Therefore, cash management is a key part of any financial planning strategy, for any cash which is not planned or accounted for usually ends up consumed.

Being able to access cash when you need it, having it secure from any risks and knowing it is there to draw upon as and when required is sometimes as important as the rate of interest it attracts.

At present bank of England’s base rate is well below the inflation rate. So growing your cash or even maintaining its value in real terms is quite a challenge.


What is Cash Management

We all use cash to pay our financial obligations regularly. Whether in the context of personal finance or business, money should be available in time to pay expenses when it is due. Many factors can affect the availability of cash funds. Therefore, there is a need for Cash Management.

Cash management is more than just collecting cash. It also covers its handling and usage. One of its critical functions is assessing market liquidity, cash flows, and investments.

It’s all about you

Before you talk to us…

… take time to think about your future and whats important to you and your family, think about what you might need in terms of future income, larger amounts you may require and most importantly what you may want to do to make you and those close to you happy.

We all need a passion and to feel we have a purpose, have you thought what yours is? Its generally whats important to us and what makes us feel happy and fulfilled. We see our role as your financial planners and advisors to help you achieve it.

In the meantime, please have a look round our site and have a good read of anything you like the sound of.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Ready to get in touch?

Get in touch with our Independent Financial Advisers today

Here’s how it works…
  • Initial Consultation at no expense to you. We will offer as much advice as we can.
  • You’ll receive a quote normally provided at the meeting for your consideration.
  • We can either come to you to help us get a better understanding of your situation at first hand or if you prefer to visit us to see our set up, that’s fine. You choose.
  • The meeting is completely without obligation.


If you already have an Financial adviser or Planner, the changeover is very simple and we take care of it all for you.




Complete the below form and one of our Independent Financial Advisers will contact you.

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