Read some of our happy customers testimonials..

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Malcolm White White Design, Chichester

I have been calling upon Paul’s financial advice for well over a decade. His pragmatic approach has enabled me to manage my modest pension savings to my advantage. I’ll continue to call upon his expertise and would have no hesitation in recommending MoneyTools.

Malcolm Lucas Lucas Financial Management Ltd

Paul Clarke has been my Independent Financial Advisor for the past 10 years. Throughout this time, I have found Paul’s advice to be thorough, practical, comprehensive and forward-thinking. He also “thinks outside the box” when innovative solutions are needed. Having identified my financial priorities, his focus is to find the best outcome. This is in stark contrast to some of my previous advisors, who were competent but fairly rigid in their approach.

We have had annual face-to-face meetings for three hours, exploring a broad range of topics. In between, he is available to provide advice and analysis as and when required. He advised a change in fund manager for my pension fund, to one which has outperformed the benchmark.

I would be very happy to recommend Paul and to talk to any prospective client and reassure them of the value which Paul can give them.

Henry J

We have been with MoneyTools for close to 20 years now. From the very start Paul has advised and guided us in our financial decision making.

Before working with MoneyTools, we really had very little idea how to begin planning for our financial future and what to do with the savings we had. We were complete novices.

At that time, our savings were stagnating in building society accounts accruing very little interest, and now we are seeing a significant return on our investments. Due to Paul’s advice, we were able to consolidate our investments to provide a far better return. Paul was also able to provide us with evidence-based solutions which helped us with the decision-making process.

As a result, we have seen our investments grow beyond our expectations. He combines financial expertise with a high degree of intuition and understanding of his client’s personal circumstances and needs.

We have total confidence in his skill, commitment and integrity and we would highly recommend his services.


I have found Paul to provide very sound advice and to be most helpful. He has supported me in decision-making by explaining the risks and opportunities involved. His help means that my finances are essentially worry-free

Roland Hafenrichter

I have used Money Tools Financial Planning for many years mainly associated with pension planning and Paul Clarke has been excellent in advising me on changes to the current HMRC rules and guiding me in areas that have enhanced the value of my SIPP considerably. Pension planning can be very daunting and understandably very easy for you to make the wrong decisions. Working with professionals such as Paul who work in tandem with many lending facilities and SIPP providers allows him to take ownership of your financial requirements, I have, and would not hesitate to recommend Paul for your financial requirements.

The service Paul provides is invaluable – in terms of knowledge, advice and very importantly, focussed efficiency, to achieve the best outcome possible.

Paul is always there when I need him. As life rolls on, his knowledge, advice and support has helped me meet current challenges and build for a more secure future – for me and my family.

Paul is a very rare breed of advisor – deep financial knowledge matched by a real understanding of my personal needs and aspirations. 20 years with him speaks volumes.

But more than that, Paul makes financial advice not just interesting, he makes it fun.

Farzin Sebastian Ghandchi

I was introduced to Paul Clarke by a friend who had been a client of his for many years, and who praised him for his common sense, no nonsense approach and for his ability to simplify the complexities of personal financing.

My pension plan was somewhat in disarray due to the various changes of corporate pension providers. Paul brought a sense of order to the chaos very quickly. He made sense of my confusion and helped me understand what I needed to do. He clearly outlined my options in terms I could understand.

He is an excellent listener and has always given me sound advice, making me feel I am in safe hands. I have benefited from his advice and recommend the services he offers wholeheartedly.

Moshe Machover

I have been receiving financial advice from Paul Clarke for over five years and have been extremely happy with the service that he has provided. He was initially recommended to me by my son who has used Paul’s services for over fifteen years.

I had been looking for a financial advisor who could help with our family’s finances and when we mentioned this to our son, he had no hesitancy in recommending Paul. We wanted to

deal with just one person rather than several people in different departments. As Paul’s expertise covers many financial areas such as investments, pensions and savings he was able to help us with different aspects of our finances.

We have found Paul to be not merely an astute financial advisor, but also a highly ethical and trustworthy person who works to the highest standards possible. He is 100% transparent about his fees and there are no hidden extras or nasty surprises. His cheerful and friendly personality makes it a pleasure to interact with him.

I have absolutely no doubt about his knowledge and professionalism and I would personally recommend him to anybody who needs financial advice. I have in fact recommended him already to several friends.

If anyone has any questions whatsoever about the value and excellence of Paul’s work, they are very welcome to contact me, and I will happily talk to them personally.